Fintech and Regulatory Landscape: Navigating Innovation Event, 21.Apr.2025

Course Description

This intensive 5-day course provides a comprehensive overview of the fintech regulatory landscape. Participants will explore the intersection of financial technology and regulation, gaining insights into compliance strategies, risk management, and emerging technologies. The course covers key areas such as payment systems, cryptocurrencies, data protection, and anti-money laundering in the context of fintech innovation.

Learning Objectives

• Understand the current regulatory framework for fintech companies
• Analyze the impact of emerging technologies on financial regulations
• Develop strategies for ensuring compliance in fintech operations
• Identify key risks and challenges in the fintech regulatory landscape
• Explore global trends and best practices in fintech regulation

Course Modules

Day 1: Introduction to Fintech and Regulatory Landscape

• Overview of fintech ecosystem and key players
• Evolution of financial regulations in the digital age
• Regulatory challenges and opportunities in fintech
• Global regulatory approaches to fintech

Day 2: Payment Systems and Digital Currencies

• Regulatory framework for payment service providers
• Cryptocurrencies and blockchain: regulatory perspectives
• Central Bank Digital Currencies (CBDCs) and their implications
• Cross-border payments and international regulations

Day 3: Data Protection, Privacy, and Cybersecurity

• Data protection regulations in fintech (e.g., GDPR, CCPA)
• Privacy considerations in financial services
• Cybersecurity requirements for fintech companies
• Regulatory approaches to AI and machine learning in finance

Day 4: Anti-Money Laundering (AML) and Know Your Customer (KYC)

• AML regulations in the fintech context
• KYC and customer due diligence in digital finance
• Transaction monitoring and reporting requirements
• Regulatory technology (RegTech) solutions for AML/KYC

Day 5: Emerging Trends and Future of Fintech Regulation

• Open banking and API regulations
• Regulatory sandboxes and innovation hubs
• Decentralized Finance (DeFi) and regulatory challenges
• Future trends in fintech regulation and compliance

Practical Wins for Participants

• Develop a compliance strategy for a fintech startup
• Create a risk assessment framework for new fintech products
• Design a data protection policy aligned with current regulations
• Formulate an action plan for implementing RegTech solutions