Course Description
This intensive 5-day course provides a comprehensive overview of credit risk management principles and practices. Participants will gain practical skills in financial statement analysis, credit evaluation techniques, and risk mitigation strategies. The course covers both qualitative and quantitative methods for assessing credit risk, as well as regulatory compliance and best practices in the industry.
Learning Objectives
- Understand fundamental concepts of credit risk and its impact on financial institutions
- Develop proficiency in analyzing financial statements and assessing creditworthiness
- Learn to apply various credit risk models and rating systems
- Gain insights into regulatory requirements and industry best practices
- Master strategies for mitigating and managing credit risk in diverse scenarios
Course Modules
Day 1: Introduction to Credit Risk Management
- Fundamentals of credit risk
- Types of credit risk
- Credit risk in the financial system
- Overview of the credit risk management process
Day 2: Financial Statement Analysis
- Understanding financial statements
- Key financial ratios and their interpretation
- Cash flow analysis
- Industry-specific considerations
Day 3: Credit Evaluation Techniques
- Qualitative assessment methods
- Quantitative credit scoring models
- Internal and external rating systems
- Credit risk stress testing
Day 4: Risk Mitigation Strategies
- Collateral and guarantees
- Credit derivatives and structured products
- Portfolio management techniques
- Credit risk transfer mechanisms
Day 5: Regulatory Compliance and Best Practices
- Basel III framework and capital requirements
- IFRS 9 and expected credit loss models
- Credit risk reporting and governance
- Emerging trends in credit risk management
Practical Wins for Participants
- Ability to conduct comprehensive financial analysis for credit decisions
- Proficiency in applying credit risk models to real-world scenarios
- Skills to develop and implement effective credit risk mitigation strategies
- Understanding of regulatory requirements to ensure compliance in credit operations
Credits: 5 credit per day
Course Mode: full-time
Provider: Blackbird Training Centre
